TVH Financial specializes in consulting with ebay Power Sellers, as well as Mail
Order/Telephone Order merchants (MO/TO), auction sellers, catalog companies and other internet based merchants.

If your on ebay, you probably noticed that it recommends Paypal. That is because it owns Paypal. Our Service is a great alternative to Paypal. Not only do you get your own merchant account and the ability to accept credit cards real time on your website, but you can also process face to face or offline transactions. You can't do that with PayPal.

TVH Financial even has better rates than PayPal's standard program and you get your money in 48 hours deposited directly into your Checking Account. No volume limits like Paypal.

If you are considering using PayPal, I suggest visiting the following sites to see what others have to say about PayPal.

www.PayPalSucks.com

www.PayPalWarning.com

Benefits to having your own merchant account and not a PayPal account:

• No chance of PayPal freezing funds or holding money because they don't understand your business. When you sign up for an account with us, we underwrite your account so our banks know exactly what you are doing, therefore lessening the chance for you to have your funds held erroneously and hampering your cash flow.
• Merchant can take both online and offline orders at their home, store, office, tradeshow, etc. You can't do that with PayPal. With PayPal you can only take orders from your website. Though we believe your website sales are important, it is also important that you make sales face to face and via other marketing methods.
• Merchant gets funds automatically in 48 hours to bank account of their choice.
• With a your own Merchant Account, your customers will not be required to open up a PayPal account just to do business with you.(This is a huge inconvenience, and a big security risk to put your customers through just to make a one time purchase from you.)
• You can do recurring billing transactions for regular customers. Automatically bill a customer $100 per week or per month. You set it up once and don't have to worry about it ever again.
• Pay Pal does not make their phone number available to its customers. Contact us anytime to speak to a real person, within the same business day.